Imagine your life without debt…
Decreasing your debt and saving money doesn’t have to be overwhelming and complicated.
Access Financial Solutions provides customized debt relief solutions. Are you looking to consolidate? Looking for special programs now that student loan forgiveness has been rejected? There are special programs for residents in your state with unmanageable debt.
Imagine consolidating all of your high-interest, high-payment debts into one, personalized payment portfolio. You could be eligible!
DEBT RELIEF
LOAN CONSOLIDATION
Debt Resolution
Access Financial Solutions
Providing Customized Debt Relief Solutions
We help honest, hardworking Americans like you find financial independence through personalized options that are not complicated or overwhelming.
It’s time that you reach financial peace of mind and start taking control of your financial future. Our focus at Access Financial Solutions is transparent financial wellness solutions, and living debt-free is just one click or phone call away.
STEP 1
Free Debt Analysis
Explore customized options that make sense for your income. Your personalized portfolio will allow you to have hands-on management of your file.
STEP 2
Explore Solutions
We can package your high-interest, high-payment debts into one, easy and personalized payment portfolio with low-interest and one manageable payment.
Step 3
Financial Stability
Once approved, you will have access to free tools that will help you toward financial independence, and find new ways to invest and save. Financial freedom is just one click away!
of American households
have at least some type of debt
%
of Americans
are burdened by consumer debt
Average
debt balance of adults 24 to 39 years old
Average
debt balance of adults 40 to 55 years old
Do the numbers above describe you?
Does the stress of simply paying monthly bills weigh heavy on your daily decisions?
According to a recent Experian study, less than 25% of American households are debt-free.
With the help of Access Financial Solutions, you can quickly move away from being part of the 80% of Americans in debt to the 20% of Americans that are debt-free.
Start Consolidating
Payment Calculator
How much do you owe? Slide the $ amount to increase or decrease the loan amount.
Slide the monthly payments to see your calculation.
Let Us Do The Heavy Lifting
Our network of debt solutions experts, credit repair resources and student loan consolidation options can create a smart, easy solution to relieve anyone’s debt burdens.
It’s Time to Start Saving
Our focus at Access Financial Solutions is transparent financial wellness solutions. Once you’re approved you are paired with a Specialist who will communicate with you through the whole process, keep you informed of any new opportunities you may qualify for, and collaborate with you on additional tools and resources you can have access to.
Mobile access from anywhere
We have online statements and payment options, as well as real-time account updates that you can check anywhere from your mobile phone.
Access Financial Solutions
Transparent loan consolidation and debt relief options as well as private, unsecured student loan consolidation are available to you in just three, private online steps.
Loan Consolidation
We will package all of your high-interest, high-payment debts into one, personalized payment portfolio with low-interest and one manageable payment.
Credit Repair
A team of experienced credit repair professionals will identify and address any inaccurate, unverified or unfair consumer debt that is hurting your credit—including collections, late payments, charge-offs and more.
Student Loan Consolidation
Consolidation services and payment reduction can lower your monthly payment by providing access to additional income-driven repayment plans or by giving you more time to repay your loan.
Debt Resolution
Our experts will renegotiate, settle, or in some cases package your debt into a pay-off package to adjust your debt payment in your favor.
Debt Management
Inaccurate or unverified credit report items bearing negative weight will be identified and reported to all three credit bureaus and disputed.
Financial Wellness Resources
Access a wide network of resources such as worksheets, articles, podcasts, consultants, and apps that will help you increase your financial literacy. Learn to earn, spend, save, invest, borrow, and protect wisely.
Apply Now
See if you qualify. Apply online today.
Frequently Asked Questions
What is the benefit of debt consolidation?
Instead of managing several monthly bill payments that have balances that you can’t seem to pay off, you can consolidate them into one loan. By having one monthly payment with a fixed rate, you are able to simplify your situation and get closer to becoming debt free.
How are the rates Access Financial Solutions offers different from my credit cards?
Most credit card rates are variable, which means that they change over time and are mostly tied to the economy’s index rate. Every day there is interest building on your credit card accounts. You may unknowingly be paying much more due to the accumulation of usage on a daily basis.
Access Financial Solutions offers low rates with a fixed schedule. There is a clear schedule provided so you know when your debt will be paid off. You don’t have to worry about your rate changing based on the economy’s index rate and it will always remain the same until you satisfy your loan.
How is my interest rate calculated?
Interest rates are determined by your credit score, credit history, income, loan amount, and length of loan. Everyone’s credit and financial circumstances vary. Once your application is submitted, we are able to explore what solutions are available for your unique situation.
How much can I borrow?
Annual percentage rates (APRs) through Access Financial Solutions range from 5.49% APR (AA) to 29.99% APR for first-time borrowers, with the lowest rates offered to the most creditworthy borrowers. Minimum loan amount is $5,000.00. Maximum loan amount is $100,000.00. Eligibility is not guaranteed, and requires that you meet credit and other conditions.
Is collateral required for loan approval?
There is no collateral required for loan approval through Priority Plus Financial. Avoid the stress of liens against your property.
Is there a penalty for early repayment of my loan?
There are NO additional fees or costs for paying your loan off early. Early repayment will reduce the total interest paid on your loan because you only pay interest on the balance.
I am pre-approved. Does that guarantee financing?
A pre-approval offer does not guarantee loan approval. Based on the information in your credit report, you have met certain criteria in regard to your creditworthiness for this offer. Offers can be denied due to a change in your credit history, income verification, or other changes. After your application is submitted with all necessary documents, we will then be able to determine if you qualify for the loan offer.
FAQ
Financial Wellness
Resources and News
Learn to earn, spend, save, invest, borrow, and protect wisely. Access a wide network of resources such as worksheets, articles, podcasts, consultants, and apps that will help you increase your financial literacy.
Where to Find Free Access to Your Credit Score
Credit scores play a crucial role in the financial lives of consumers in the United States. A credit score is a three-digit number that predicts how likely you are to pay back a loan on time, based on information from your credit reports. VIEW THIS RESOURCE
Help Your Kids Start and Maintain Good Credit
You can help to protect your child from identity theft or bad credit by checking to see if your child has a credit report.
Why is it important to check if my minor child has a credit report? READ MORE HERE
How to Rebuild Your Credit
When you experience a financial challenge, your credit record could suffer. Rebuilding it takes time. There are no shortcuts or secrets.
The steps in this article can help.
1. Pay your bills on time, every time FIND OUT MORE
Access Financial Solutions
Our focus at Access Financial Solutions is to provide transparent financial wellness solutions. Our debt relief, debt resolution, and loan consolidation options can help you achieve a life without debt.